paint bucket

How to check if a painter is licensed in Maryland

Hiring a painter in Maryland? Make sure they’re licensed and insured to guarantee quality work and protect your property. Learn the essential steps to verify credentials and avoid costly mistakes.

Let’s face it—hiring someone to paint your house can feel overwhelming. Everyone promises the best results, but how do you know if they’re actually qualified? With so many scam artists out there today, it’s important to know how to check if your painter is actually licensed or not.

This blog is all about showing you how to check if a painter is licensed and insured in Maryland. If you’re not doing this homework, you could end up with poor-quality work, unexpected costs, or even legal headaches. Let’s make sure that doesn’t happen.

Why Hiring a Licensed Painter Matters

Licensed painters in Maryland are required to meet certain standards. This means they know their stuff, follow safety protocols, and don’t cut corners.

Hiring someone without a license? You might save a few bucks upfront, but if the quality’s bad or they disappear halfway through the job, you’re stuck!

What does a license really mean?

A license isn’t just a piece of paper—it’s proof that a painter has met certain standards. In Maryland, licensing means they’ve gone through the proper training, understand safety protocols, and know how to do the job right.

It’s also a way to protect you. Licensed painters are held to a higher standard because their reputation and ability to work legally depend on it.

Think of it this way: if a contractor isn’t willing to get licensed, what corners are they willing to cut on your project? A license shows they’re serious about their work and about providing quality results.

And here’s something you might not realize: licensed contractors are usually required to carry insurance. That means if something goes wrong—like accidental damage or injuries—you’re not the one footing the bill!

Why it’s risky to hire an unlicensed painter

Here’s the hard truth: hiring an unlicensed painter can cost you way more than you think. Sure, they might offer a lower price upfront, but what happens when something goes wrong?

If they mess up your walls or damage your property, you’re stuck with the repair bill. Without a license, there’s no governing body holding them accountable, and good luck trying to get them to fix their mistakes.

And then there’s liability. Let’s say an unlicensed painter gets hurt on your property. Guess who might be held responsible for their medical bills? That’s right. You.

It’s not just about money, either. Unlicensed painters often lack the training or expertise to do the job right. You could end up with uneven paint, peeling walls, or a project that drags on way longer than it should.

When you hire someone licensed, you’re not just paying for the work. You’re paying for peace of mind—knowing your project is in the hands of a qualified, accountable professional.

Why Insurance Is Non-Negotiable

Insurance is just as important. When hiring a painter, insurance isn’t just a nice-to-have—it’s essential.

What if there’s an accident on the job? Without insurance, you could be on the hook for medical bills or property damage. Licensed and insured painters protect you from that.

Protect Yourself from Liability

Imagine this: a painter slips on your property and gets injured. Without proper insurance, you could be held responsible for medical bills and legal fees.

painter falls off ladder

Insurance ensures that accidents like these don’t become your financial burden. It’s peace of mind for you and protection for everyone involved in the project.

Coverage for Property Damage

Mistakes happen, even with the best contractors. A spilled bucket of paint or damage to your floors can cost you big time.

A licensed and insured painter will have coverage that takes care of these situations, saving you from unexpected repair bills.

By making sure your painter is insured, you’re not just protecting your home—you’re protecting your wallet.

How to Verify a Painter’s License in Maryland

Checking if a painter is licensed in Maryland isn’t as hard as you might think. Here’s how to do it in just a few steps:

Step 1: Start with the Maryland Home Improvement Commission (MHIC).

The MHIC is the governing body that issues licenses to contractors, including painters, in Maryland. Their website has an easy-to-use search tool.

You can find their website directly by clicking the MHIC Link Here.

Or, go to the Maryland Department of Labor – Licensing Queries page and clicking the Home Improvement link, as shown below.

Maryland Department of Labor Licensing Queries

Step 2: Search the MHIC Database for their license

In order to search the database, you’ll need to know either their Name, their business Trade Name, or the license number, as shown below.

MHIC Database Search Types

Step 2.1: Search by Contractor License Registration Number

This is usually the easiest, most direct way. Ask your contractor for their registration number so you can verify it in the MHIC database.

Every licensed contractor will fully understand this and be more than happy to provide their license registration number to you. If they don’t that’s a pretty good indication that they may not actually be licensed after all.

Alternatively, you can check their website. Most contractors should also realize that their registration number should be listed on any advertising and marketing material they publish, such as their website.

If you notice at the top and bottom of our Dorsey Painting Company website, we have our MHIC License Registration #95518 listed in both the top header and bottom footer of every page on our website.

Let’s check the MHIC database for our registration number.

Check MHIC database by registration number
Dorsey Painting Company license active registration

Step 2.2: Search by Contractor Trade Name

If you can’t find their registration number easily, then you can also search by their trade name, which is usually just their business name.

Search MHIC database by trade name

Step 2.3: Search by Contractor Personal Name

If you’re still unable to find them by their trade name, then perhaps you could search by their personal name, using first and last name.

Step 2.4: Search by Contractor Location

As a last resort, you could search for the city they’re in. Though I’d probably recommend against this for a couple reasons:

  1. You’re most likely going to need to search through a lot of records using this method, as there could be hundreds of records in any given city
  2. If you’re needing to go through all that work just to find out if your contractor is licensed, then you should probably just find a different contractor who’s more transparent about their licensing.

Again, any reputable contractor will be glad to give you their registration number. They worked hard to get licensed, they’ll be happy to let you know about it because they understand it established a level of trust and confidence in them and their quality of work.

Ask for Proof of Insurance

Any professional painter worth hiring should be able to provide a Certificate of Insurance. If they can’t—or won’t—that’s a huge red flag. Here’s what you should be looking for:

General Liability Coverage

This covers accidental damage to your property. For example, if a ladder knocks over an expensive light fixture or paint splatters onto your hardwood floors, general liability insurance ensures those damages are taken care of.

Workers’ Compensation Insurance

This protects you if a painter gets injured on the job. Without it, you could be on the hook for medical bills or lawsuits if someone gets hurt while working on your property.

Why This Matters

Asking for proof of insurance isn’t just about being cautious; it’s about making sure you’re not left holding the bag if something goes wrong. Any reputable painting contractor will provide these details without hesitation.

Before you sign a contract, confirm that their coverage is current and sufficient. It’s a small step that can save you from massive headaches later.

Why It’s Worth the Extra Cost

Hiring a licensed and insured painter may cost a bit more upfront, but it’s money well spent. Here’s why:

Long-Term Savings

Choosing a licensed and insured painter can actually save you money in the long run. Professional painters get the job done right the first time. That means fewer mistakes, less rework, and a better finished product that lasts longer.

You might think hiring an unlicensed painter will save you a few bucks, but that shortcut could end up costing you more. An inexperienced or uninsured painter may cause damage to your property, and if something goes wrong, you’ll be the one footing the bill.

Peace of Mind

Having the right licenses and insurance means that the painter is accountable for their work. If anything goes wrong—whether it’s an accident, property damage, or incomplete work—you’re covered. You won’t have to worry about hidden costs or unexpected legal trouble.

While hiring a professional may seem more expensive upfront, it’s an investment in the quality and longevity of your home improvement project. Plus, you can rest easy knowing you’re working with someone who has the credentials and insurance to back up their work.

Conclusion

In the end, hiring a licensed and insured painter (like Dorsey Painting Company) is the smart choice for any homeowner in Maryland. It ensures you’re getting high-quality work, legal protection, and peace of mind.

Remember: you get what you pay for. Opting for an unlicensed painter might seem like a good deal, but it’s a risky gamble that could cost you more in the long run. A licensed painter will save you time, money, and headaches.

So, don’t take chances—ensure your painter is properly licensed and insured. It’s the best way to protect your investment and enjoy beautiful, long-lasting results.

Bottom line: don’t gamble on your home. Verify their license, ask about insurance, and make sure they’re a pro. A little homework now can save you a lot of headaches later.


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Ready to start your next painting project? Contact us today and hire a licensed, insured painting contractor you can trust.

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Frequently Asked Questions

Why should I hire a licensed painter?

A licensed painter ensures that they have met state and local requirements, demonstrating that they have the necessary skills, knowledge, and experience to complete your project safely and professionally.

What does being insured mean for my project?

Insurance protects both you and the painter in case of accidents, damage to your property, or injuries during the project. It provides financial protection if something goes wrong.

How can I verify if a painter is licensed in Maryland?

You can easily check if a painter is licensed by visiting the Maryland Department of Labor’s website or asking the painter for proof of their license number. A legitimate contractor will be happy to provide this information.

What type of insurance should a painter have?

A professional painter should have general liability insurance to cover damages during the project and workers’ compensation insurance to cover any injuries sustained on the job. Make sure to ask for proof of both.

Is it possible to hire an unlicensed painter in Maryland?

While it’s possible, it’s highly discouraged. An unlicensed painter may lack the skills and qualifications to perform the job properly and won’t be held accountable if problems arise.

What happens if an unlicensed painter causes damage to my property?

If an unlicensed painter causes damage to your home, you may be left with no legal recourse to recover the costs. A licensed, insured painter provides you with legal protection and insurance to cover any damage.

Will hiring a licensed painter cost more?

Yes, licensed and insured painters may charge a little more for their services, but you’re paying for quality, accountability, and peace of mind. The investment ensures you get the best results and protects you from costly mistakes.

Can I ask a painter for a copy of their insurance before hiring?

Absolutely. A professional, reputable painter will be happy to provide a Certificate of Insurance as proof of their coverage. If they hesitate, it’s a red flag.

Dorsey Painting Company
Dorsey Painting Company

Dorsey Painting Company is a trusted, licensed, and insured painting contractor serving Maryland. Specializing in interior and exterior painting, cabinet refinishing, wallpaper services, and more, we’re dedicated to delivering exceptional craftsmanship and personalized service. With a focus on quality and attention to detail, we help homeowners transform their spaces into something truly remarkable. Contact us today to bring your vision to life!

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